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Poyntz

Mike Poyntz

Loan Advisor
NMLS#: 1246224

Phone: (805)234-0903
[email protected]

Mike has a bachelor’s degree in both finance and risk management from Sacramento State University. The combination of his academic knowledge and years of experience in finance and Real Estate ownership empowers him to present valuable cost-benefit scenarios and lead his clients to sound long-term decisions. His recommendations combined with our array of loan programs will prepare you for great success for all of your Real Estate financing desires.

Additionally, Mike is a professional who prides himself on being approachable, amiable, and above all focused on being a lifelong Banking partner. Whether you are a First-time home buyer, Real Estate investor or planning for retirement Mike is eager to discuss your plan and help you with the execution.

He and his wife, Erica, have lived in beautiful San Luis Obispo since 2009, and are a large part of helping the community. They enjoy assisting local Non-profits groups in the area of the Arts and Community Development. When Mike is not discussing the intricacies of Real Estate finance with clients and other esteemed professionals you can find him either camping with Erica up-in-the mountains of California, enjoying great food & wine or attempting to shoot par on a golf course throughout the Central Coast, or walking his 2 Labradoodles up one of our beautiful hills.

All-in-One Solution

Our Loan Process...

PRE-APPROVAL

A loan pre-approval sets you up for a smooth home buying experience.

SHOP

Start working with a real estate agent and viewing homes.

LOAN APPLICATION

A few documents are needed to get a loan file through underwriting.

LOAN PROCESSING

Assemble all the necessary paperwork and details for the underwriter.

UNDERWRITING

They closely evaluate all the documentation in the loan package.

CLOSING

Documents are drawn and sent to the title company for closing.

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